For many, retirement planning begins with determining your goals and how much you’ll need to save to reach them. As retirement comes closer into view, however, thinking about more specifics, like how you’ll spend your time and where you’ll live, such as a senior living community near you, can help you better envision your retirement lifestyle and even help save you money. 

What does your dream retirement look like? 

Thinking about what you plan to do in retirement, even if it’s a few years away, can help you determine the best location for your lifestyle. Some questions to consider include:

    • What is your expectation for daily life as a retiree?
    • What types of activities do you plan to do? Will you be in close proximity with easy access to them? 
    • Do you want to be in a community that offers a variety of recreational and leisure activities such as art classes, fitness classes, gardening, golf, or crafting?
    • What kind of amenities are important to you? (indoor pool, fitness center, art studios, billiards, access to golfing, community gardens, hair salon, etc.)
    • Do you have a car and do you plan to drive in retirement? Be sure to research parking options
    • Do you plan to have a pet? If so, be sure to choose a community that accommodates your fur baby. 
    • Do you plan to travel often? If so, how will you continue to maintain your home? 
    • Will you want to downsize? And what does that look like?
    • Would you enjoy turnkey “lock and leave” living accommodations, like a senior living community? 
    • Do you hope to be among a community of friends or enjoy your empty nest? 
    • What are your plans should you ever need future care, like assisted living or memory care? Is there a continuing care retirement community near you with multiple levels of care

Budget for the lifestyle that you want

Once you decide what type of housing you want for your retirement, budgeting for it is important.  It’s easy to get overwhelmed at this stage, but tapping into helpful online resources is an excellent way to get started and make educated decisions.  One of the first things you need to do is to get a better understanding of how much money you’ll need for retirement and begin creating your budget. Additional financial planning resources for older adults include the National Council on Aging, the U.S. Department of Health and Human Services, and AARP.

Why early planning is important if you are considering an independent living retirement community

Independent living retirement communities are designed for independent and active retirees. The common minimum ages for consideration are 55+ and 65+. Most independent living retirement communities offer a variety of amenities like swimming pools, fitness centers, beauty salons, restaurant-style dining, and security services. Some also offer a continuing care (CCRC) option that provides access to onsite care if medical needs should progress. This continuum of care offers greater stability, allowing residents to stay in one community for the long term.

If the idea of nearby independent living appeals to you, planning early for your senior living move offers several benefits: 

Ensure your desired accommodation. It’s not uncommon for the best retirement communities in the New York state area to be 100% occupied year after year and most have growing wait lists.. If you want to secure one of these residences, it’s important to get on the waiting list well in advance so you’ll be prepared when the time is right. 

Protect your assets: It’s a good idea to find out if the provider you are considering offers options to let you lock in your future healthcare costs. For instance, at Woodland Pond residents can choose to take advantage of their “lifecare” benefit and lock in future healthcare costs at today’s rates — protecting your assets against market fluctuations and rising healthcare costs. Their Lifecare option assures you that if you ever need additional care (like assisted living, memory care or skilled nursing), you’ll receive these on-site services at about the same monthly fee you pay in independent living. 

Ease the potential burden on your loved ones. By planning for your retirement living and possible future care, you can rest assured that all of your needs are well taken care of. Your loved ones will never need to worry about where you’ll live or how healthcare transitions will be handled. Give yourself the gift of peace of mind!   

Woodland Pond Independent Living Retirement Community- Amenities and Programs - Indoor PoolGetting established. Choosing a continuing care retirement community near you while you’re still in excellent health also gives you time to establish yourself in your new home by building relationships and becoming part of the community.

Enjoying perks now. Choosing a retirement community that offers early access to their amenities and programs can also make the transition easier when you are ready to move in. A good example is Woodland Pond’s Future Resident Program. Members are given early access to all of the community’s  amenities, events and programs.  That means that they can drop their gym memberships and instead take advantage of Woodland Pond’s facilities including the 24-hour fitness center, indoor heated pool, and various classes. Everything is included from their art studio and community gardens to the wood shop, billiards and more. The Future Residents Program members even get 25% off dining. 

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A Most Extraordinary Place to Live

Independent living at Woodland Pond is designed to allow you to explore new opportunities, keep your mind sharp and your body active. Choosing a continuing care retirement community near you while you’re still in excellent health also gives you time to establish yourself in your new home. You’ll build relationships and become part of the community.

Woodland Pond remains the only Continuing Care Retirement Community in the Mid-Hudson Valley, offering Lifecare – New York State’s most secure retirement plan. Life Care provides residents with access to a full spectrum of the highest rated supportive care options, if ever needed –all with predictable and affordable costs for life.

Rolling hills, mountains and trees make New Paltz senior living at Woodland Pond one of the most beautiful places you can retire. To learn more about life at Woodland Pond, call 845-203-6732 or if you prefer, you can use the online contact form.

100 Woodland Pond Circle
New Paltz, NY 12561
Website: https://woodlandpondnp.org/
Phone: 845-203-6732